Why HML Capital?
Loans from rehabbers…to rehabbers
We’re rehabbers and landlords, ourselves. We understand you and your business. Need some guidance on your project….we’re happy to help.
Direct lender
Unlike a hard money loans broker, all approval decisions are made on site by us. No middle man. No waiting for a decision from someone you’ll never meet. Wouldn’t it be nice to deal with the lender directly? Who do you want to build a relationship with: a middle man, or the decision maker?
No minimum credit scores
We are a true hard money lender. Our primary lending criteria are the property and the deal. We will, of course, look at your credit report, but we try to work with clients who have had credit issues. We’re looking for ways to finance your project, not turn you down.
Quick and easy approval process
You will often get a decision the same day you submit of the loan application and initial paperwork. This quick response allows our clients to take full advantage of timely opportunities.
Fast closings
You can be sure that we understand your sense of urgency. We will be ready as soon as the title company is ready.
Straightforward draw process
When you’re ready for a draw, just give us a call. We try to schedule draw inspections within 1-2 days. Typically, we can make your draw payment on the spot. Can’t get much simpler than that
Customer responsiveness
We’ve built our business on referrals by providing superior customer service. We want to earn your business the same way.